Cataract surgery is a common procedure that many people undergo to improve their vision. The cataract surgery cost can vary depending on a number of factors, including the location of the surgery and the type of lens implant used. However, there are ways that you can save money on cataract surgery. In this blog post, we will discuss some tips on how to save money on cataract surgery.
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What Is The Cataract Surgery Cost?
Cataract surgery is a surgical procedure to remove a clouded lens in the eye. It is usually done when vision becomes blurry due to the presence of cataracts and other age-related factors. The cost of cataract surgery starts from Rs. 15,000. And the average cost is Rs. 30,000-40,000.
Usually, this is the cost that the patient pays if they are uninsured, but many insurance companies cover a part of the cost. Insurance coverage and other discounts vary depending on the policies of different providers.
The maximum cost can reach Rs. 80,000 to Rs. 95,000. It is often the case with complicated surgical procedures, such as those involving ocular implants.
Overall, the cataract surgery cost is affordable and it does not create a financial burden on the patients. Therefore, do consider surgery for your condition and get your vision restored.
What Factors Impact The Cost Of Surgery?
There are several factors that will affect the overall cost of cataract surgery, some of these factors are listed below:
Type of cataract surgery
There are two main types of cataract surgery, one is phacoemulsification and other extracapsular surgery. Depending on the severity of cataracts, one may be more suitable than the other. The cost of these two procedures varies greatly, with phacoemulsification costing much more than extracapsular surgery.
For example, the cost of extracapsular surgery ranges between Rs. 30,000 to Rs. 45,000. And on the other hand, the phacoemulsification price can be Rs. 15,000 to Rs. 65,000.
Location of the Surgery
Where cataract surgery is performed can also affect the overall cost of the procedure. For example, if you are having surgery in a hospital or an ambulatory surgical center, this may be more expensive compared to having it done at an eye clinic. This can be attributed to the additional overhead associated with hospital-based care. It is important to research and compare different facilities in your area to find the most reasonable prices available.
Insurance coverage
This is also one of the impacting factors for the cost of cataract surgery. If you have insurance coverage, it can help reduce the overall cost significantly. Many insurance companies may cover the entire cost or at least some part of it depending on your policy. So, make sure to check with your insurance provider and get an estimation before planning for a cataract surgery.
Age of patient
It might come as a surprise, but the age of the patient can affect the cost of cataract surgery. Older patients tend to have more complicated surgeries due to their long history with their eye condition. In addition, older patients may face additional costs for medications or other health needs that must be taken into consideration when preparing for cataract surgery.
Type of lens
Finally, the type of lens you choose for your cataract surgery can also impact the cost. When it comes to intraocular lenses, there are two main types: monofocal and multifocal. Monofocal lenses range around Rs. 25,000 to Rs. 40,000. And, multifocal lenses start from Rs. 20,000.
As you can see the different factors that might influence how much you end up paying for cataract surgery. It’s important to consider all your options and explore the different types of lenses before settling on a particular one that best fits your needs and budget.
How To Save Money On Cataract Surgery?
Sometimes, the cataract surgery cost can be quite high. It is important to weigh the cost of cataract surgery against its potential benefits, such as improved vision, decreased risk of eye disease, and freedom from glasses or contact lenses.
Fortunately, there are several ways to reduce the cost of cataract surgery. Here are a few tips:
Shop around and compare prices
It is one of the best ways to get the best price on cataract surgery. Even if you have insurance, it is important to compare prices because different places may charge different amounts. Also, when you do research and compare prices, you can make sure that the quality of care will be high.
Look for discounts
Now, this can be extremely beneficial and there are a few ways to look for discounts.
- The first way is to ask your eye doctor if they offer any sort of discount programs or payment plans. Many doctors will provide discounts for seniors, those without insurance coverage, or those that pay in cash for the surgery.
- Additionally, some providers offer bundled packages which can reduce the overall cost of the surgery.
Check your insurance coverage
Make sure to check the details of your insurance plan and see if it covers any part of the cataract surgery. Don’t forget to ask about any deductibles and copays you may need to cover. There are various insurance types that may provide coverage for your cataract surgery, be sure to look for that.
Research providers in your area
Do some research on the different providers available in your area, and compare prices before settling on one. You can also inquire about payment plans and discounts that are offered by different providers – this can help you save some money. Additionally, look for providers that offer discounts based on factors such as your age or existing medical benefits.
Take time
Finally, never rush into cataract surgery. Make the necessary arrangements and take your time to decide. Talk to your doctor, research the procedure and find out about other options that can help you save some money without compromising on quality. Maybe some offers can come in handy.
All in all, these are just a few tips to help you choose the right cataract surgery at an affordable cost. Remember that the price of the procedure varies depending on your location, the technology used, and other factors. Therefore, it is always best to consult with a doctor to determine what’s right for you and how much it will cost.
Conclusion
In a nutshell, the cataract surgery cost may vary significantly from one place to another, and even from one patient to another. Before making any decisions, it is important to explore all your options and find the best price that suits your budget. Additionally, you can also look for insurance coverage or other special discounts that could help reduce the total cost of cataract surgery.
Be sure to choose the right surgeon and clinic for the procedure. Discuss the options thoroughly, and ask questions to ensure that you are getting quality care. With careful planning and research, you can get quality cataract surgery at an affordable price.
Cataract surgery is a safe and painless procedure. At MantraCare we have a team of experienced eye surgeons, who will be happy to answer any questions on cataract surgery. Call us at +91-9711116605 for any inquiries.